[Philamg]

How much are you guys paying for GLC43 insurance in the UK.

I have insured my new car today for March 1st collection through a comparison website, comprehensive, protected no claims with full no claims, my wife and myself on policy neither of us with any endorsements or claims.
Legal protection and courtesy car.
I have paid £213.88 with the RAC but could have got the insurance for £187 without legal protection from another company.
Don't understand how it works as I pay £218 on a 190 bhp discovery sport, doesn't make any sense to me.

 

[Toobad]

Those will be bait rates for new business so you won't get anywhere near them again at renewal as an existing customer. You are probably also on auto-renewal in the hope that you won't notice the new premium price which appears in microprint somewhere in the body of the renewal letter they are legally compelled to send you. Of course you will actively refuse the renewal price and just do the whole screen scraping thing again next year but the insurance industry is geared up to prey on the forgetful, time-poor and those that simply can't be ar$ed. I have acquired an impressive collection of stuffed meerkats over the years.

It cost about the same money back in June for me to insure the 220d with Hastings Direct so your quote is very impressive considering the hike in both performance and insurance premiums. I think because the insurance industry acknowledges the car is semi-autonomous it is perceived to be a lower risk. You can't deny they are stonking prices for taking on a £50k risk. My policy has a clause whereby if the car is totalled within the first year they will pay full replacement value provided you can source an equivalent car within 60 days. Our Harley-Davidson V-Rods had the same clause but TBH if we were to write them off, I doubt we'd still be around to worry about replacements.

 

[Philamg]

Hi Toobad

You are correct and I change my insurance company every year as renewal price is always a lot more. I was with Admiral for a few years and they used to send my renewal quote and I would go on the comparison site and get a quote from admiral for £££'s cheaper. I would phone them and they would give me the cheaper quote.
The discovery sport is semi autonomous like the glc so I still don't understand the logic of how the 43 can be cheaper.
Thank heavens for the internet.

 

[CRNCYX]

Hi Toobad

You are correct and I change my insurance company every year as renewal price is always a lot more. I was with Admiral for a few years and they used to send my renewal quote and I would go on the comparison site and get a quote from admiral for £££'s cheaper. I would phone them and they would give me the cheaper quote.
The discovery sport is semi autonomous like the glc so I still don't understand the logic of how the 43 can be cheaper.
Thank heavens for the internet.

Getting cheaper quotes from rival companies and then bringing that into a negotiation does the trick for me. Even calling in a few times to incrementally lower price is one way. Not always can you get away with lowering it a big chunk all at once.

 

[Philamg]

What makes me laugh is that sometimes when you phone them after receiving a quote they ask "do you want us to try and get it cheaper".

 

[NeedForSpeed]

If your record is clean then it's a lot easier to pit insurance companies against each other, but harder if you've had prior speeding tickets and whatnot. That's the case in Canada, not sure about everywhere else.

 

[Philamg]

If your record is clean then it's a lot easier to pit insurance companies against each other, but harder if you've had prior speeding tickets and whatnot. That's the case in Canada, not sure about everywhere else.

Not the same in uk, we have websites that we enter driving details then lots of companies quotes come up.

 

[MercedesTheBest]

If your record is clean then it's a lot easier to pit insurance companies against each other, but harder if you've had prior speeding tickets and whatnot. That's the case in Canada, not sure about everywhere else.

not in BC, ours is the Insurance Corporation of British Columbia. we get the choice between government insurance, or nothing.

 

[dejongj]

How much are you guys paying for GLC43 insurance in the UK.

I have insured my new car today for March 1st collection through a comparison website, comprehensive, protected no claims with full no claims, my wife and myself on policy neither of us with any endorsements or claims.
Legal protection and courtesy car.
I have paid £213.88 with the RAC but could have got the insurance for £187 without legal protection from another company.
Don't understand how it works as I pay £218 on a 190 bhp discovery sport, doesn't make any sense to me.

Wow that is good! Ours came out at £550 cheapest I could find back in November. Much more than our GL class was which is much more valuable and larger in size. My Golf R was only £136, so I guess that compensates it a little

 

[Philamg]

I was really surprised Dejongj, there is absolutely NO logic behind it but I didn't argue.

 

[dejongj]

Nope I wouldn't argue either

 

[CRNCYX]

There are a lot of factors, your credit rating, location, the vehicles safety rating, a laundry list of it.
All we can really do is shop around and find rates to our liking.

 

[Alfie]

Hi all
I think the major factor is post code
If you live in any iner city location you will pay.

 

[Novice]

Clear Record

500euro = £431.82
Full Comp with AIG.​

 

[dejongj]

There are a lot of factors, your credit rating, location, the vehicles safety rating, a laundry list of it.
All we can really do is shop around and find rates to our liking.

Credit rating is the first time I've heard of it affecting the insurance? That I would find weird. The check you may see on your record is an identity check, not a credit check.

 

[dejongj]

Hi all
I think the major factor is post code
If you live in any iner city location you will pay.

Another one is whether they need/want additional customers. Sometimes you just get lucky. I was really surprised I couldn't get the GLC cheaper considering I've always had our other more valuable and faster cars for a lower rate. But so be it.

One tip, make certain replacement keys are included; with keyless go being part of nearly all our vehicles that could get very expensive if your keys ever get stolen or lost.