Those will be bait rates for new business so you won't get anywhere near them again at renewal as an existing customer. You are probably also on auto-renewal in the hope that you won't notice the new premium price which appears in microprint somewhere in the body of the renewal letter they are legally compelled to send you. Of course you will actively refuse the renewal price and just do the whole screen scraping thing again next year but the insurance industry is geared up to prey on the forgetful, time-poor and those that simply can't be ar$ed. I have acquired an impressive collection of stuffed meerkats over the years.
It cost about the same money back in June for me to insure the 220d with Hastings Direct so your quote is very impressive considering the hike in both performance and insurance premiums. I think because the insurance industry acknowledges the car is semi-autonomous it is perceived to be a lower risk. You can't deny they are stonking prices for taking on a £50k risk. My policy has a clause whereby if the car is totalled within the first year they will pay full replacement value provided you can source an equivalent car within 60 days. Our Harley-Davidson V-Rods had the same clause but TBH if we were to write them off, I doubt we'd still be around to worry about replacements.
It cost about the same money back in June for me to insure the 220d with Hastings Direct so your quote is very impressive considering the hike in both performance and insurance premiums. I think because the insurance industry acknowledges the car is semi-autonomous it is perceived to be a lower risk. You can't deny they are stonking prices for taking on a £50k risk. My policy has a clause whereby if the car is totalled within the first year they will pay full replacement value provided you can source an equivalent car within 60 days. Our Harley-Davidson V-Rods had the same clause but TBH if we were to write them off, I doubt we'd still be around to worry about replacements.
